The sooner you report the lost or stolen chequebook, the better. It is important to contact each bank as quickly as possible. You will need to follow similar steps if your credit cards are stolen. Investors lose N33bn, banking, industrial stocks decline.Loan sharks devise underhand tactics, inflict pains on cash-strapped Nigerian borrowers.Open banking’ll boost payments, savings culture – CIBN president.You should do this as quickly as possible since in many places it takes at least two weeks to file the paperwork. You will need to contact each of these people and make the necessary changes so that they will have your new account number. You need to make a list on any automatic drafts or deposits that involve this account. Deal with automatic debits and deposits:.It should not take too long to file the report, but you can use the same report if your credit cards were taken as well. This report is necessary if you end up dealing with identity theft. If you just misplaced the chequebook, and you are closing the account as a preventative measure, you can skip this step. This is only necessary if you are sure that the chequebook was stolen. This is the best way to prevent any money from being stolen from you. This will include the items that you have gathered above.They will then open a new account for you. ![]() The customer service representative will sit down with you and make a list of items that you will allow to clear your old account. Be prepared to be at the bank for awhile. Visit your bank to close your account and to open a new one. This is an important step since it can shorten the amount of time you will need to spend at the bank. The sooner you gather these items, the more quickly you can choose which items are safe from your bank. These items will help you and your customer service representative decide which items to allow to clear. Gather up information such as old statements, your chequebook ledger or a computer printout of your recent transactions and recent receipts to take with you to the bank. Gather information about your transactions:.You need to take the next steps in order to allow the items that need to be paid for to go through. This is different from putting a stop payment on just one cheque. As a result, you may have items that you have already paid for (such as your rent) that do not clear the bank as a result of the freeze. This will temporarily stop all cheques and debit transactions from going through. Generally, a freeze will only last 24 hours. You need to call your bank and put a freeze on your account. Call your bank and freeze your account:.Here are five things you need to do once you find out your chequebook or wallet is stolen, according to It is important to act quickly as soon as you make this realisation so that you will not be held liable for any money that the thief decides to spend from your account. There may come a time when you realise that your chequebook or debit card has been stolen or lost.
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